Get Approved Today—No Credit Needed

Getting approved at Shabana Motors is simple and designed with your convenience in mind. Here’s what you will need:

• Proof of Income: This can include recent pay stubs, a bank statement showing regular deposits, or an award letter if applicable.

• Identification: We accept a U.S.-issued ID or a valid passport from any country. No driver’s license? No problem — we can work with you.

• Proof of Residence: A recent utility bill, lease agreement, or another official document showing your current Houston-area address.

Our team is here to make the process as smooth as possible, helping you gather everything you need to drive away with confidence.

Absolutely. At Shabana Motors, we focus on your future, not your past. We are proud to work with customers in all kinds of financial situations, including:

• Bad Credit: Whether you have late payments, collections, or a low credit score, we are still able to work with you.

• No Credit: If you are just starting to build your credit, we welcome the opportunity to help you establish a strong financial foundation.

• Past Repossessions: Previous repossessions will not automatically disqualify you. We understand that hardships happen, and we are here to help you get back on the road.

Our financing solutions are designed to open doors, not close them, because we believe everyone deserves a second chance.

We know your time is valuable, and at Shabana Motors, we respect that. In most cases, you can expect a decision:

• Within 15 minutes or less after submitting your application.

• Same-day approvals are available, meaning you could be driving home today.

Thanks to our in-house financing model, we make fast, flexible decisions without waiting for outside banks or lenders to weigh in.

To make the approval process even smoother, we recommend bringing the following documents with you:

• Proof of Income: Pay stubs, bank statements, or an award letter.

• Valid Photo Identification: U.S. government-issued ID or a passport from any country.

• Proof of Residence: A utility bill, lease, or another official document that shows a Houston-area address.

Even if you don’t have a driver’s license or social security number, our team will work with you to explore all possible options. We are committed to helping you succeed.

We offer several convenient payment methods so you can choose what works best for you:

• Cash: Accepted in person at the dealership.

• Debit Card: Quick and easy processing at the dealership or over the phone.

• Check: Accepted for regular payments (excluding down payments).

• Money Order: A secure alternative for in-person or mailed payments.

• Online Credit Card Payments: Pay securely through our website.

• Telephone Payments: Make a payment quickly by calling our team.

Setting up automatic payments is highly recommended, as it ensures your payments are on time and helps build your credit with ease.

Every vehicle sold at Shabana Motors comes with peace of mind built in. Our benefits include:

• Two-Year / 24,000-Mile Limited Warranty: Added protection for your major vehicle components.

• 1-Year AAA Roadside Assistance: Help when you need it, whether it’s a flat tire, battery jump, or lockout.

• Multi-Point Inspection and Fresh Oil Change: Every car is carefully inspected and serviced before you drive off the lot.

• AutoCheck Vehicle History Reports: Know the history of the car you are buying.

• Optional Gap Coverage and Collateral Protection: Protect your investment and your peace of mind in case of unforeseen events.

Our commitment to quality and protection means you can purchase with total confidence.

Choosing Shabana Motors means choosing a dealership that cares deeply about your success and satisfaction. Here’s what sets us apart:

• Family-Owned Since 1979: We have proudly served Houston for over 45 years with honesty and integrity.

• Same Name, Same Location: Our reputation is built on consistency and trust.

• In-House Financing: No third parties, no delays — we make financing decisions right here at our dealership.

• Hundreds of Vehicles in Stock: A wide variety of quality cars, trucks, and SUVs to fit your needs and budget.

• We Report to the Credit Bureau: Helping you build and improve your credit history with on-time payments.

At Shabana Motors, you’re not just buying a car — you’re becoming part of our community and our family.